Corporate Credit & Commercial Lending

Course Description

This comprehensive course, offered by the State Bank of India, is an invaluable resource for anyone interested in understanding the intricacies of credit and commercial lending in the corporate world. The course provides a detailed exploration of the conceptual framework and process flow involved in establishing financial requirements, delivering credit, and maintaining the quality of credit portfolios.

What students will learn:

• A 360-degree view of lending concepts and credit portfolio maintenance
• Strategies to protect portfolio value under various economic conditions
• Global best practices in corporate credit and commercial lending
• Techniques for analyzing financial statements and ratios
• Foreign exchange concepts, processes, and import/export procedures

Pre-requisites:

There are no specific prerequisites for this course. It is designed to be accessible to individuals without prior knowledge of finance, banking, or related fields.

Course Coverage:

• Evolution of corporate finance and credit
• Legal framework for corporate credit
• KYC (Know Your Customer) and due diligence
• Financial statement analysis
• Quantitative credit analysis and appraisal
• International banking and foreign exchange
• Credit administration
• Business failure and bailout processes

Who this course is for:

• Policy makers involved in economic progress
• Corporate entities seeking finance
• Students pursuing finance courses
• Professionals engaged in corporate credit
• Lenders providing finance to corporations
• Graduates and MBAs studying banking and finance
• Practicing bankers (Credit Analysts, Relationship Managers, Maintenance Officers)
• Senior Finance Executives from various industries
• Investors active in the global debt market

Real-world Applications:

• Corporate finance professionals can better understand credit requirements and negotiate with lenders
• Bankers can improve their credit analysis and portfolio management skills
• Investors can make more informed decisions in the debt market
• Policy makers can develop more effective economic strategies
• Students can enhance their employability in the finance sector
• Entrepreneurs can better navigate the process of securing funding for their ventures